The Ultimate Moving to Malta Checklist

Are you planning a move from the UK to Malta? Our ultimate moving to Malta checklist is designed to guide you through every step of the relocation process, ensuring a smooth and stress-free transition. From selecting the perfect neighbourhood to securing your residence permit, this comprehensive guide covers all the essentials you need to know before making a move to this beautiful Mediterranean island.

Malta has become an increasingly popular destination for UK nationals, thanks to its diverse living options, stunning landscapes, and vibrant expat community. Whether you’re drawn to the bustling streets of Valletta, the serene shores of Gozo, or the charming villages in between, our guide will help you navigate the housing market and make informed decisions about where to settle.

Understanding the residency requirements and utilising local resources, such as estate agents, can greatly simplify your move. Additionally, embracing Maltese culture and connecting with the thriving expat communities can make your integration into local life seamless and enjoyable. Read on to discover how to make your move to Malta a successful and rewarding experience.

1. Choosing Your Perfect Location in Malta

Selecting the ideal location to live in Malta can greatly influence your experience. From lively urban areas to peaceful rural regions, Malta provides diverse neighbourhoods to match various lifestyles.

Your decision will primarily hinge on your lifestyle plans, budget, and personal preferences.

Urban vs. Rural Living

Urban areas like St. Julian’s offer a vibrant nightlife and rich cultural experiences, making them ideal for those who thrive in a bustling environment. However, these areas typically come with a higher cost of living and can be noisier compared to more tranquil settings.

Fans of outdoor activities and those seeking a quieter life may find rural regions with scenic views and lower living costs more appealing. However, rural living often means longer commutes and fewer amenities.

Thus, choosing between urban and rural living in Malta requires balancing lifestyle preferences, budget, and commute times.

Popular Expat Areas

Malta is renowned for its vibrant expat community, attracting individuals from all over the world. Popular areas among expats often feature a mix of urban conveniences and coastal charm, providing a balanced lifestyle. Sliema, for instance, is known for its shopping, dining, and stunning waterfront views, making it a preferred choice for expats.

St. Julian’s is another popular area, known for its nightlife, entertainment options, and beautiful beaches. Living in these areas not only provides essential amenities but also a sense of community, which can be incredibly comforting when moving abroad.

2. Securing Accommodation

Securing accommodation is vital for your move to Malta.

Whether renting or buying, understanding the local property market is key. Urban areas like St. Julian’s and Valletta offer vibrant nightlife and cultural experiences but come with a higher cost of living.

Conversely, rural regions such as Gozo offer a peaceful environment with lower living costs and more space.

Renting in Malta

Renting in Malta is straightforward, particularly with an estate agent’s help, providing expert assistance and access to unlisted options. Most apartments come furnished, which can simplify your move significantly.

Buying Property

Buying property in Malta offers great value, with prices per square meter being almost 40% lower compared to the UK. Working with a property negotiator is advisable to navigate the market effectively and secure the best deals. If you are a foreigner, you will need an Acquisition of Immovable Property (AIP) Permit to buy property outside Special Designated Areas (SDA).

Special Designated Areas allow foreigners to purchase property more easily, making them an attractive option for many expats. Whether you choose to buy in an SDA or elsewhere, understanding the local property laws and requirements is essential for a smooth transaction.

3. Organising Your Move

Organising your move to Malta requires careful planning to ensure a smooth transition.

Having a comprehensive checklist can help you keep track of everything you need to do, from hiring a reputable mover to packing your personal belongings.

Hiring a Reputable Mover

Choosing an established international moving company can significantly ease the logistics of your move. Simpsons offers international removals to Malta from the UK, specialising in transporting and shipping furniture and belongings. A personally assigned move manager assists with customs clearance and documentation, ensuring a hassle-free experience.

Simpsons also offers various services to suit different needs, including dedicated removals for large moves, shared load removals for smaller moves, and box shipping services for sending a few boxes. It is recommended that you book a home or video survey to obtain a more accurate quote for your move.

Shipping Personal Belongings

When it comes to shipping your personal belongings, sea freight is a common method, either in a sole-use shipping container or a shared container for smaller moves. It’s important to label your boxes clearly and ensure you have enough essentials to tide you over until your shipped items arrive.

Packing Essentials

Efficient packing ensures a smooth transition during your move to Malta. Simpsons offers a door-to-door service that includes export wrapping and packing of household contents, and delivery to your new home in Malta.

Using professional movers can save you time and effort, ensuring your belongings are packed securely.

4. Navigating Maltese Residency Requirements

Understanding Maltese residency requirements and residence status is key, though the process may seem daunting. To gain residency, applicants usually need proof of financial means, employment, or family ties to the country.

Brexit has complicated residency for UK nationals. Newcomers can stay as tourists for up to 90 days but cannot work during this period, but there are still some visa options available.

Residence Permit Types

Malta offers various residence permits to cater to different needs. The Malta Permanent Residence Programme requires a significant investment and allows for lifetime residency without renewal.

The Malta Global Residence Programme enables non-EU nationals to obtain residency by purchasing property and meeting specific tax criteria. For remote workers, the Malta Nomad Residence Permit allows them to live in Malta for up to a year.

Application Process

Submit applications for legal residence documents to Identità. If you receive a refusal letter, include it and a passport photo page when lodging an appeal.

Adhering to deadlines and providing all essential documents is essential.

5. Managing Your Finances

Effective financial management is crucial when moving to Malta. Many expatriates benefit from lower living costs, with rent 22% less and groceries 10% less than in the UK.

Services like Wise allow you to manage money efficiently between the UK and Malta, making it easier to spend in EUR from the moment you arrive.

Opening a Maltese Bank Account

You can open a Maltese bank account while still in the UK. Typically required documents include a passport, proof of address, an application form, and possibly a reference letter. Having a local bank account simplifies financial transactions and helps integrate into the Maltese financial system.

Tax Considerations

Seek professional tax advice to navigate local tax laws effectively when relocating to Malta. Consulting an English-speaking lawyer can provide clarity on your tax obligations. If you are working for a UK company while in Malta, you may need to pay social security contributions locally, known as Social Security Contributions (SSC).

Pensioners in Malta can receive their UK state pension in either a local or UK bank account, with payments scheduled every 4 to 13 weeks. Discussing your tax status and Maltese tax laws with a financial advisor ensures you can take full advantage of any tax relief and comply with local regulations.

6. Health Insurance and Healthcare

Adequate health insurance and understanding the Maltese healthcare system are essential. In Malta, residents who make social security contributions are entitled to specific benefits.

These benefits include access to healthcare services. New residents may be eligible for Maltese social security benefits depending on their contributions.

Complete healthcare registration correctly according to your individual circumstances.

Public Healthcare System

Expatriates from an EU country can access healthcare in Malta. EU/EEA and Swiss nationals are automatically eligible for Malta’s social healthcare system, which is free for all working residents and funded through tax contributions and national insurance.

Having a Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC) ensures coverage for necessary medical treatments.

Private Health Insurance

Private health insurance is essential for residents who need coverage beyond what public healthcare offers. Many residents find that private health insurance provides benefits not available through Malta’s public healthcare system.

Before moving to Malta, check for health insurance policies that offer worldwide protection, ensuring your chosen policy provides essential services like emergency care and assistance while travelling.

7. Driving and Transportation

Driving and transportation in Malta follow specific rules and regulations, including driving on the left-hand side of the road. British expats often save on gas after moving to Malta due to lower fuel prices and driving habits.

Familiarising yourself with these rules is important before driving in Malta.

International Driving Permit

An International Driving Permit (IDP) translates your driving license and is necessary if you plan to drive outside your home country. However, an IDP is not a substitute for a Maltese driving license, and you must apply for a Maltese license upon moving.

Ensure your driving license is valid and exchange it if necessary to comply with Maltese regulations. Exchange your UK driving license for a Maltese one within 12 months of arrival, with no driving test required.

Registering a Vehicle

After importing your vehicle to Malta, it is recommended to have fully comprehensive insurance and puncture cover due to the unique road conditions.

Securing Maltese number plates is essential to register and legally drive your imported vehicle on the island.

8. Settling In

Adapting to life in Malta involves understanding the local culture and lifestyle. Life in Malta is generally slower-paced, which can be an adjustment for newcomers.

The widespread use of English aids in integrating into the community and adjusting to the new environment.

Malta’s warm Mediterranean climate allows for outdoor activities year-round, enhancing the overall lifestyle.

Joining Expat Communities

Connecting with local expats can provide valuable social support and resources. Joining expat communities allows new residents to build a network and find guidance on living in Malta.

These communities can be found through social media groups, local meetups, and international organisations.

Understanding Maltese Culture

Being familiar with local customs and etiquette is crucial for a smoother cultural integration. Learning about local traditions, social norms, and the importance of a family member is key to understanding Maltese culture.

English or Italian can help in integrating into the Maltese community, making it easier to communicate and build relationships.

9. Preparing Important Documents

Gathering necessary documentation is essential for a smooth relocation process. Key documents to gather include a valid passport, visas, medical records, and prescriptions.

Keep these important documents and essential items accessible during your move for easy access.

Valid Passport and Visas

Checking the expiration dates of your passport and ensuring it is valid for travel is crucial. Time spent in Malta does not count toward the Schengen visa-free limit if you have a residence card or long-stay visa. When under the Schengen visa waiver, you are responsible for counting your stay duration.

Submit your passport, visa, or permit applications early to avoid delays. Make sure to always have your passport with you while travelling in the Schengen area. It’s an important document for your journey.

Medical Records and Prescriptions

Obtaining a summary of your medical history from your doctor can facilitate healthcare access in Malta.

Keep a record of any allergies or ongoing treatments to share with new healthcare providers in Malta.

10. Bringing Pets to Malta

Bringing pets to Malta requires compliance with specific regulations set by the Maltese authorities.

Dogs, cats, and ferrets must follow the rules for importing to Malta. Specialist companies can assist with paperwork and reduce stress when relocating pets.

Extra handling charges may apply when collecting pets from the airport in Malta.

Pet Passports and Vaccinations

All pets entering Malta must have an ISO microchip or a readable tattoo that identifies them before the rabies vaccination. Pets require a rabies vaccination at least 12 weeks old, with a 21-day waiting period after vaccination before entry.

Dogs from non-EU countries must have a rabies neutralising antibody test done at least 30 days after vaccination and a minimum of three months before travel.

Pet Relocation Services

Specialist pet relocation services can significantly reduce the stress of moving pets internationally. When selecting a pet relocation company, look for reviews, ask for referrals, and check for certifications to ensure reliable service.

Are you looking to relocate to Malta from the UK?

Moving to Malta is an exciting adventure that, with careful planning and the right resources, can be a seamless and rewarding experience. From selecting the ideal neighbourhood and securing your residence permit to understanding Malta’s healthcare system and driving regulations, our comprehensive checklist ensures you’re fully prepared for every aspect of your relocation. Whether you’re bringing your pets along or managing the logistics of transporting your belongings, having everything organised will help you settle into your new life with ease.

Embrace the vibrant culture, welcoming community, and stunning landscapes that make Malta such a sought-after destination. By planning ahead and taking advantage of local resources, your move can be the start of an incredible new chapter in this Mediterranean paradise.

To make your transition even smoother, trust Simpsons International Removals to handle all your moving needs. We offer a full door-to-door service, from professional packing to customs clearance and delivery, tailored to both small moves and full household relocations. Ready to begin your journey to Malta? Get an online quote today or visit our Removals to Malta guide for more detailed information.